INSTANT PAYDAY LOANS

The table below lists direct payday lenders, not brokers, that offer instant payday loans in the UK. You’re only 3 steps away from securing your payday loan:

1. Choose from the list below (shift+click sorts multiple columns). Click Apply to complete & submit your application.

2. You will be informed in seconds if you are auto-approved for a loan.

3. You then e-sign a loan agreement (if you didn’t already do it on application) and wait for the loan to be deposited into your account.

 

An instant payday loan is designed to provide urgent money on the very same working day that you apply for it. Cash can be in your account in as quick a 15 minutes. Apply as early as possible during the day to meet instant transfer deadlines. We do not list payday brokers below as we cannot guarantee that they will send your application to a lender before same-day transfer cut-off time.

If you need an instant loans solution you’re at the right place. The table below clearly breaks down the overall cost of a loan with each lender: see the interest rate charged for each £100 borrowed as well as the same-day transfer fee charge.

Instant Payday Loans Lender Represen-
tative APR
Repay per £100
(30 Day Term)
Same Day Transfer Fee Repay per £100 including Fee Rating Same Day
Transfer Deadline
No Credit Checks More Info Apply Now

MonkeyDoshMonkeyDosh >>

1734% example

Representative Example


If you Borrow £100 for 30 days then the:
- Total Charge for Credit is £25
- Total Amount Repayable is £125
- Interest Rate is 300% per annum (Fixed)
- Representative APR is 1734%

£125 £12.50 £137.50 3.00pm Credit Checks

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Apply

PeachyPeachy >>

16381% example

Representative Example


If you Borrow £100 for 10 days then the:
- Total Charge for Credit is £15
- Total Amount Repayable is £115
- Interest Rate is 548% per annum (Fixed)
- Representative APR is 16381%

£145 No Fee £145 9.00pm Credit Checks

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Apply

Wage Day AdvanceWageDayAdvance>>

2814.2% example

Representative Example


If you Borrow £100 for 28 days then the:
- Total Charge for Credit is £29.50
- Total Amount Repayable is £129.50
- Interest Rate is 29.5% per Loan (Fixed)
- Representative APR is 2814.2%

£129.50 £15 £144.50 6.00pm No Credit Checks

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Apply

Payday ExpressPayday Express >>

1737.2% example

Representative Example


If you Borrow £100 for 28 days then the:
- Total Charge for Credit is £25
- Total Amount Repayable is £125
- Interest Rate is 25% per Loan (Fixed)
- Representative APR is 1737.2%

£125 £15 £140 4.00pm Credit Checks

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Apply

WongaWonga >>

4214% example

Representative Example


If you Borrow £100 for 20 days then the:
- Total Charge for Credit is £31.22
- Loan Transfer Fee is £5.50
- Total Amount Repayable is £136.72
- Interest Rate is 360% per annum (Fixed)
- Representative APR is 4214%

£131.22 £5.50 £136.72 Anytime Credit Checks

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Apply

Mr LenderMr Lender >>

1990% example

Representative Example


If you Borrow £100 for 30 days then the:
- Total Charge for Credit is £30
- Admin Fee of £7
- Total Amount Repayable is £137
- Interest Rate is 360% per annum (Fixed)
- Representative APR is 1990%

£137 £10 £147 4.30pm No Credit Checks

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Apply

QuickQuidQuickQuid >>

1734% example

Representative Example


If you Borrow £100 for 30 days then the:
- Total Charge for Credit is £29.50
- Total Amount Repayable is £129.50
- Interest Rate is 29.5% per Loan (Fixed)
- Representative APR is 1734%

£129.50 No Fee £129.50 2.30pm Credit Checks

more

Apply